Navigating the Social Security Disability (SSD) system can feel overwhelming, especially with all the misinformation floating around. Many people believe they won’t qualify, that applications are always denied, or that only permanent disabilities count. These misconceptions can discourage you from seeking the benefits you deserve.
Let’s clear up some of the most common myths about SSD benefits.
Many people believe you must be completely bedridden or have a terminal illness to qualify for SSD. That’s just not true. The Social Security Administration (SSA) defines disability as the inability to engage in any substantial gainful activity (SGA) due to a medically determinable physical or mental impairment that is expected to result in death or has lasted or is expected to last for a continuous period of at least 12 months.
While severe impairments certainly qualify, many individuals with less visible conditions, like chronic pain, depression, or autoimmune diseases, can also be eligible. It’s about how your condition impacts your ability to work, not just the diagnosis itself.
While some first-time applicants can get denied, this doesn’t mean approval is impossible. Many denials happen due to incomplete applications, missing medical records, or lack of clear evidence. A well-prepared application, along with legal guidance, can significantly increase your chances of approval.
Even when the application is denied, you have the right to appeal. Many applicants win benefits at the reconsideration or hearing stage.
Receiving both SSD and workers’ compensation can affect your overall benefits, but it doesn’t necessarily mean they’ll be drastically reduced. The SSA has specific rules for offsetting benefits, and the impact depends on the amount of your workers’ compensation payments.
Understanding these rules is crucial. A skilled attorney can help you navigate these complexities and ensure you receive the maximum benefits you’re entitled to.
Relying solely on family members to handle your SSD claim can be risky. The process is complex and requires a deep understanding of SSA regulations and procedures.
A lawyer specializing in SSD has the expertise to gather the necessary medical evidence, navigate the appeals process, and represent you effectively at hearings. This can make a substantial difference in the outcome of your case.
Many people hesitate to hire a lawyer because they’re worried about the cost. But here’s the good news: SSD lawyers typically work on a contingency fee basis. This means you don’t pay anything upfront. They only get paid if you win your case, and their fee is a percentage of your back benefits, which is regulated by the SSA.
Think of it as an investment in your future. Having a knowledgeable attorney on your side can significantly increase your chances of approval and ensure you receive the maximum benefits you deserve.
Understanding the truth about SSD benefits is essential for accessing the support you need. Don’t let misconceptions prevent you from seeking help. At Regas & Haag, Ltd., we’re committed to providing accurate information and compassionate legal representation to individuals seeking SSD benefits. Contact us today for a consultation!