If you’re applying for Social Security Disability Insurance (SSDI), you may wonder how long it will take to receive your benefits. The process can take time, but knowing what to expect can help you prepare for the journey. Here’s a breakdown of what to expect when applying for SSDI.
When you first apply for SSDI, the Social Security Administration (SSA) will review your application. This includes checking your work history and confirming your medical condition meets the SSA’s definition of disability.
On average, the initial review can take about three to five months. During this time, SSA looks at your medical records, including doctors’ reports and test results, to decide if you qualify. The approval can be faster if your condition is clear and matches the SSA’s guidelines. But in many cases, there may be some unexpected delays.
It’s common for SSDI applications to be denied the first time. If you receive a denial letter, don’t lose hope—there’s still a path forward. You have the right to appeal the decision, starting with the first step in the process, known as “reconsideration.” During reconsideration, a different SSA reviewer will examine your case, which can take three to six months.
If reconsideration doesn’t result in approval, you can request a hearing in front of an administrative law judge (ALJ). The waiting time for a hearing can vary, but it typically takes 12 months or more. Once the hearing is complete, you may wait a few additional months for a final decision.
Several factors can impact how long it takes to receive SSDI benefits. For example, if your medical condition is complex, the process may take longer as the SSA needs more time to review your case. The SSA may also request additional information from your doctors or specialists, which can delay the process.
Your location can also play a role. If you live in a region with a large number of claims, it might take longer for your case to be processed.
While you can’t rush the SSA’s review process, you can avoid unnecessary delays. Ensure your medical records are complete and accurate, and promptly provide any additional information the SSA requests. If you change your contact information, notify the SSA right away to avoid communication problems.
Hiring an experienced attorney can also help speed up the process. A lawyer who specializes in SSDI claims can assist you in preparing your application, guaranteeing it’s complete and properly documented. Additionally, if your application is denied, a lawyer can guide you through the appeal process, helping to avoid mistakes that could slow things down.
Once your SSDI claim is approved, it usually takes one to two months to start receiving your benefits. The exact timeline depends on your case and SSA process speed.
If you qualify for back pay, the SSA will provide a lump sum to cover the months you were waiting for approval.
Do you want to know how to speed up your SSDI application process and avoid common delays? Our team at Regas & Haag can help. We’ll guide you through every step, make sure your paperwork is accurate, and advocate for you if issues arise. Contact us today.