Schema.org
Regas & Haag, LTD
3936 Convenience Circle NW Canton, Ohio 44718
Phone: 330-649-9102 URL of Map
Google Analytics

Common Misconceptions about Social Security Disability Law

Social Security Disability Law can be complex and filled with misconceptions. These misconceptions can lead to confusion and incorrect assumptions about the disability application process. In this article, we will explore some of the common misconceptions about Social Security Disability Law and provide clarity on these important issues.

Misconception #1: Everyone Gets Denied in the First Attempt

While it is true that many individuals do receive a denial on their initial application for Social Security Disability (SSD) benefits, this does not mean that everyone will be denied. The process for determining eligibility for SSD benefits is complex and can involve several steps, including a medical review, work history review, and financial eligibility review.

If you are denied benefits on your initial application, you have the right to appeal the decision and request a hearing. This allows you to present additional medical and financial evidence, as well as to have a judge hear your case and make a determination. It is important to note that many applicants are approved for benefits on appeal, so a denial at the initial stage does not necessarily mean that you will be unable to receive benefits.

Misconception #2: You Should Be Disabled for One Year

While it is true that you must have a medical condition that is expected to last at least one year or result in death to be considered disabled under the Social Security Administration’s (SSA) standards, there is no strict requirement that you must have been disabled for one year prior to applying for disability benefits.

In fact, you can apply for disability benefits as soon as you become disabled and unable to work. The SSA will evaluate your medical condition and determine if it meets the criteria for a disability. If your condition is expected to last at least one year or result in death, and you have enough work credits to be insured for disability benefits, you may be eligible to receive SSD benefits.

Misconception #3: Supplemental Security Income and Social Security Disability Insurance Are The Same

While both SSI and SSDI are programs administered by the Social Security Administration (SSA), they have different eligibility requirements and purposes.

Social Security Disability Insurance (SSDI) is a disability program for individuals who have worked and paid into the Social Security system through payroll taxes. To be eligible for SSDI, you must have a medical condition that is expected to last at least one year or result in death and have sufficient work credits to be insured for disability benefits.

Supplemental Security Income (SSI), on the other hand, is a needs-based program for individuals who are aged, blind, or disabled and have limited income and assets. To be eligible for SSI, you do not have to have a work history or pay into the Social Security system. Instead, your eligibility is based on your financial need.

If you are faced with a disability and need assistance navigating Social Security Disability Law, contact Regas & Haag today. Schedule a consultation call with us to learn more about your rights and take the first step towards securing your future.