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Frequently Asked Questions About Workers’ Compensation

If you’ve been injured at work, you probably have a lot of questions regarding your workers’ compensation. How do you file for worker’s compensation? Will your injury be covered? Can your employer refuse compensation?

Being injured is overwhelming enough without all these questions. At Regas & Haag Ltd., we specialize in handling workers’ comp claims in Ohio. To help make your experience easier, we’ve compiled a list of common questions regarding workers’ compensation.

What Is Workers’ Compensation?

In short, workers’ comp is a state-mandated insurance program that pays benefits to employees who suffer work-related injuries or illnesses. It’s most commonly associated with injuries on the job, but it also includes occupational diseases such as lung cancer caused by asbestos. To learn more about what exactly workers’ comp covers, you can take a look at our guide.

How Does Workers’ Comp Work in Ohio?

Ohio is somewhat unique in terms of workers’ compensation. In many other union states, workers’ compensation is handled similarly to personal injury claims. Ohio, however, has a constitutionally established state insurance fund called the Bureau of Workers’ Compensation (BWC).

Like other states, Ohio also has a no-fault coverage system, meaning that claims can be filed even if the injury is due to employee negligence.

How Do I File for Workers’ Comp?

When you get injured at work, make sure to report the injury to your employer as soon as possible, with as much detail as possible. They can then help you file the claim—initially, the First Report of Injury (FROI)  with the Ohio Bureau of Workers’ Compensation, after which your claim will be evaluated.

Do I Have to Be Injured at My Actual Workplace?

No. As long as the injury occurred due to work-related reasons during the time which you were employed, it does not have to be at the physical location of your job.

Are There Any Work-Related Injuries That Are Not Covered under Workers’ Comp?

Any injury experienced while the employee is under the influence of alcohol or drugs immediately disqualifies the employee from workers’ comp benefits.

Does Workers’ Comp Only Cover My Medical Bills?

It does not. Among other things, it can include lost wages, temporary disability payments, compensation for permanent injuries, etc.

What Sort of Benefits Are Available?

Here are some of the benefits you can claim:

  • Temporary total disability benefits.
  • Permanent total disability benefits.
  • Permanent partial disability benefits.
  • Wage loss benefits.
  • Living maintenance benefits.

You can read about these benefits and how they can help you here, or schedule a meeting with Regas & Haag Ltd. to learn more.

How Much Compensation Am I Entitled To?

The compensation you receive varies depending on the factors of the situation. Until we explore the details of your case, it will be difficult to identify a specific amount of compensation. Once we are familiar with your case, we’ll be able to get a ballpark figure and examine your options.

At Regas & Haag, Ltd. in Ohio, we can handle all aspects of your workers’ compensation case. Although it is a complicated process, our lawyers can help you navigate through it with ease. Contact us today by visiting our website or call us at (330) 649-9102 to get started.