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How Are Ohio Workers’ Comp Benefits Paid?

Whether you’ve been injured while on the job or are suffering from a work-related illness, you may be eligible to receive workers’ compensation benefits in the state of Ohio. With the right information and guidance, you can understand how these benefits are paid and how to receive them. 

Wage Loss Benefits

Wage Loss Benefits are benefits that are available to workers who experience a partial or total loss of wages due to a work-related injury or illness. These benefits are provided through the Ohio Workers’ Compensation system and are intended to help injured workers receive compensation while they are unable to work.


It is calculated using an injured worker’s average weekly wage (AWW). The AWW is determined by taking the average of the employee’s gross wages earned over the 52 weeks preceding the date of the injury. The AWW is then multiplied by 2/3 to determine the weekly wage loss benefit. Depending on the severity of the injury, these benefits can last for up to five years.

Permanent Impairments 

Ohio Workers’ Compensation benefits provide a range of benefits for workers who have suffered permanent impairments due to workplace injuries. Permanent impairments can include physical, mental, or emotional impairments.


Physical impairments are those that have a lasting effect on the worker’s body and can include lost limbs, paralysis, or the loss of a bodily function due to an injury. The amount of benefits for permanent physical impairments is based on the degree of the impairment, the worker’s age, and the worker’s earning capacity before the injury.


Mental impairments are those that affect the worker’s mental or emotional functioning and can include depression, PTSD, anxiety, or other mental health issues. Mental impairments can result in lost wages, medical bills, and other associated costs.


Finally, emotional impairments are those that affect the worker’s emotional state, such as depression, anxiety, or other emotional issues.

Travel Expenses 

Ohio Workers’ Compensation Benefits cover a variety of travel expenses and may include costs for transportation, lodging, and meals. If an injured worker needs to travel to receive medical care, Ohio Workers’ Compensation will cover the cost of transportation, such as gas, public transportation, or airfare. If the worker needs to stay overnight, the cost of lodging and meals can be covered as well.


In order to be reimbursed for travel expenses, the injured worker must submit a claim. The claim must include receipts, documentation of the travel, and the reason for the travel. The claim must also be signed by the employer and physician. If approved, the injured worker will receive reimbursement for the actual expenses incurred.

Schedule Loss 

Schedule loss is a form of compensation for those who have suffered a permanent disability due to a work-related accident. This type of compensation is meant to provide financial assistance to an injured worker who has suffered a permanent disability, such as the loss of a limb or the loss of the use of a limb as a result of a work-related accident. The amount of compensation an injured worker in Ohio may receive depends on the degree of disability suffered.

How Are the Benefits Paid? 

Following are two common ways through which the compensation is reimbursed: 

Electronic Funds Transfer 

Electronic Funds Transfer (EFT) is a method of transferring money electronically from one account to another. It is often used to pay bills, pay wages or salaries, and transfer money between accounts. In the state of Ohio, EFT is used to pay some types of compensation benefits, such as unemployment benefits, workers’ compensation benefits, and disability benefits.

Electronic Benefits Transfer 

Electronic Benefits Transfer (EBT) is another type of electronic payment system that is used to pay certain types of benefits in the state of Ohio. EBT cards are like debit cards, and can be used to purchase goods and services at participating retailers. Benefits paid through EBT include food stamps, cash assistance, and medical assistance. Benefits are deposited directly into the recipient’s account, and the recipient can use the card to purchase goods and services.


If you need assistance navigating the workers’ comp system, the experienced attorneys at Regas & Haag are here to help. Contact us today to learn more.