Relocating to a new state often comes with many questions, especially for people who receive Social Security Disability (SSD) benefits. One of the biggest concerns is whether benefits will continue or if the move will cause changes. The good news is that SSD benefits are federal, which means they follow you wherever you go in the United States. However, some details may still affect how your benefits are handled. This blog explains what to expect when moving to a new state while receiving SSD benefits.
Social Security Disability Insurance (SSDI) is a federal program, which means your benefits are not tied to one state. If you qualify for SSDI, the amount you receive and the way payments are processed stay the same, no matter where you move. Your monthly benefit is based on your work history and Social Security taxes paid, not on where you live.
While SSDI is federal, Supplemental Security Income (SSI) can vary by state. Some states add their own payments to federal SSI benefits. If you are receiving SSI and move to another state, your monthly amount may go up or down depending on state rules. For example, some states provide extra support for housing or medical needs, while others do not.
When you move, it is important to give your new address to the Social Security Administration (SSA) as soon as possible. This makes sure you continue receiving notices, updates, or medical review requests on time. You can update your address online, by phone, or by visiting a local SSA office. Failing to report a new address could cause delays or missed communication about your benefits.
People who receive SSDI become eligible for Medicare after two years of benefits. Medicare is a federal program, so moving to a new state does not stop your coverage. However, your choice of health plans, such as Medicare Advantage or Part D prescription drug plans, will depend on the new state. If you receive Medicaid along with SSI, your coverage will change because Medicaid is a state program. You will need to apply for Medicaid in your new state after moving.
Although your monthly SSDI payment will not change, support services available to people with disabilities may differ by state. These services can include vocational rehabilitation, housing programs, or state-funded assistance. If you rely on these services, it may help to research what your new state offers before you move.
Moving to a different state will not stop your SSDI benefits, but it may affect SSI payments, Medicaid eligibility, or access to local services. The most important step is to update your address with SSA and learn about your new state’s programs. With proper planning, you can continue receiving the support you need without interruption.
If you’re planning a move and have questions about how it may affect your Social Security Disability benefits, the attorneys at Regas & Haag are here to help. Our team has decades of experience guiding Ohio residents through the SSD process and protecting their rights. Call us today to schedule a free consultation and get the trusted advice you need to move forward with confidence.