If you get injured in the workplace, it’s important to you understand your rights. This guide aims to empower injured workers with knowledge, ensuring they receive the maximum compensation they rightfully deserve.
Types of Workers’ Compensation Benefits
Let’s take a look at the range of benefits available.
- Temporary Total Compensation: If you were disabled due to a work-related injury or occupational disease, this benefit provides financial support during your recovery period.
- Permanent Partial–Scheduled Loss: You may be eligible if your work injury resulted in the loss of vision, hearing, or an amputation.
- Percent of Permanent Partial: You could claim this benefit if you suffer lasting effects of an injury, such as a reduced range of motion.
- Permanent Total Disability: You could be eligible if your injury resulted in a permanent inability to work.
- Wage Loss: If you experience reduced earnings due to restrictions stemming from your injury, you could file this claim.
- Living Maintenance: Provides compensation while you actively participate in an approved rehabilitation plan.
- Lump Sum Advancement: This is a pre-payment of future compensation for financial relief and rehabilitation purposes, addressing immediate needs like household bills or adaptive equipment installation.
- Lump Sum Settlement: This is a written agreement that provides a lump sum for the closure of the claim.
- Change of Occupation: If you are a coal miner, firefighter, or police officer, and are medically advised to change your occupation due to work-related health issues, you could apply for this compensation.
- Facial Disfigurement: You could apply for this one-time award if visible damage to your face or head impairs your ability to secure or retain employment.
- Accrued Compensation: The unpaid portion of a benefit award is paid to dependents in the event of the injured worker’s death.
- Travel Reimbursement: Reimbursement for reasonable and necessary travel expenses.
- Death Claim (Survivor Benefit): Filed by the spouse or dependents of a worker who died due to a job-related injury or occupational disease.
- Violation of Specific Safety Requirement: If there is evidence of a safety violation by your employer, you could be eligible for this compensation.
How to Maximize Your Benefits
To maximize your benefits, you should follow the steps below:
- Prompt Reporting: Report your injury promptly to your employer to initiate the claims process.
- Timely Medical Treatment: Obtain medical treatment immediately to establish a documented record of your injury, strengthening your claim.
- Follow Prescribed Treatment: Adhere to the prescribed medical treatment plan to avoid potential disputes with the insurance company.
- Attend All Medical Appointments: Attend all scheduled medical appointments and maintain detailed records of your treatment.
It’s important for you to follow all these steps so that a disability lawyer like those at Regas & Haag, Ltd. can use the following evidence to minimize grounds for disputes. This proactive approach can strengthen your position, ensuring we’re able to advocate for you to receive the workers’ compensation benefits you deserve.
Remember, at Regas & Haag, Ltd., we’re here to help you every step of the way. If you have questions or need assistance with your Workers’ Compensation case, do not hesitate to reach out.